<sup id="hp01m"></sup><progress id="hp01m"><span id="hp01m"></span></progress>

      <progress id="hp01m"><tr id="hp01m"><object id="hp01m"></object></tr></progress>

      <div id="hp01m"><span id="hp01m"></span></div>

      <div id="hp01m"></div>

      <dl id="hp01m"></dl>

          <menuitem id="hp01m"><menu id="hp01m"><video id="hp01m"></video></menu></menuitem><progress id="hp01m"></progress><em id="hp01m"></em>

          <dl id="hp01m"><ins id="hp01m"></ins></dl>

          <em id="hp01m"><span id="hp01m"></span></em><sup id="hp01m"></sup>
          <div id="hp01m"><tr id="hp01m"></tr></div>

          <div id="hp01m"><tr id="hp01m"></tr></div><div id="hp01m"></div>
          <dl id="hp01m"></dl>

              <progress id="hp01m"></progress>

                <div id="hp01m"><tr id="hp01m"><object id="hp01m"></object></tr></div>
                <sup id="hp01m"></sup>

                  <dl id="hp01m"><menu id="hp01m"><thead id="hp01m"></thead></menu></dl>

                  <em id="hp01m"><ins id="hp01m"><mark id="hp01m"></mark></ins></em><div id="hp01m"></div><delect id="hp01m"><menu id="hp01m"></menu></delect>
                  <em id="hp01m"><tr id="hp01m"></tr></em>
                  <div id="hp01m"></div><dl id="hp01m"></dl>
                  <progress id="hp01m"></progress>

                  <progress id="hp01m"><span id="hp01m"></span></progress>

                  <progress id="hp01m"></progress>
                  <sup id="hp01m"></sup>

                  <dl id="hp01m"></dl>
                    <em id="hp01m"><ol id="hp01m"><mark id="hp01m"></mark></ol></em>

                          <dl id="hp01m"><menu id="hp01m"><small id="hp01m"></small></menu></dl>

                          <dl id="hp01m"><ins id="hp01m"><thead id="hp01m"></thead></ins></dl>

                            <dl id="hp01m"><menu id="hp01m"><mark id="hp01m"></mark></menu></dl>
                            <em id="hp01m"></em><div id="hp01m"><span id="hp01m"></span></div>

                            <em id="hp01m"><ins id="hp01m"><mark id="hp01m"></mark></ins></em>

                            <dl id="hp01m"><ins id="hp01m"><thead id="hp01m"></thead></ins></dl>

                            <sup id="hp01m"><ol id="hp01m"><small id="hp01m"></small></ol></sup><dl id="hp01m"><ins id="hp01m"><thead id="hp01m"></thead></ins></dl>

                            <dl id="hp01m"><ins id="hp01m"></ins></dl>

                              <em id="hp01m"><ins id="hp01m"><thead id="hp01m"></thead></ins></em>

                              <dl id="hp01m"></dl>

                              <progress id="hp01m"></progress>
                              <div id="hp01m"></div><dl id="hp01m"></dl>
                              <div id="hp01m"></div>

                                <dl id="hp01m"><ins id="hp01m"></ins></dl><dl id="hp01m"></dl>

                                您當前所在的位置:首頁 >> 新聞中心

                                不良資產以及不良資產證券化

                                時間:2016-05-31   來源:  作者:  字號:小中大

                                不良資產

                                對于不良資產,一般具有這么幾個方面的含義:

                                不良資產是指企業尚未處理的資產凈損失和潛虧(資金)掛帳,以及按財務會計制度規定應提未提資產減值準備的各類有問題資產預計損失金額。

                                銀行的不良資產也常稱為不良債權,其中最主要的是不良貸款,是指銀行顧客不能按期、按量歸還本息的貸款。不良資產主要是指不良貸款,包括逾期貸款(貸款到期限未還的貸款)、呆滯貸款(逾期兩年以上的貸款)和呆賬貸款(需要核銷的收不回的貸款)三種情況。其他還包括房地產等不動產組合。

                                不良資產是不能參與企業正常資金周轉的資產,如債務單位長期拖欠的應收款項,企業購進或生產的呆滯積壓物資以及不良投資等。國有銀行和國有企業在實行股份制改革,公開發行股票后,可考慮出售部分國家股權,用所得資金沖銷不良資產,償還銀行貸款。

                                不良貸款資產證券化

                                所謂不良貸款資產證券化,就是銀行把不良資產打包,通過在資本市場上發行證券的方式予以出售,以獲取現金。自我國2005年啟動資產證券化試點以來,發行的不良資產證券化產品一共有4單,規模總計100多億元。隨后,美國次貸危機爆發并迅速演變成全球金融危機,為防范系統性風險,監管層在2008年叫停了不良資產證券化。


                                分享到:
                                陕西快乐十分

                                <sup id="hp01m"></sup><progress id="hp01m"><span id="hp01m"></span></progress>

                                    <progress id="hp01m"><tr id="hp01m"><object id="hp01m"></object></tr></progress>

                                    <div id="hp01m"><span id="hp01m"></span></div>

                                    <div id="hp01m"></div>

                                    <dl id="hp01m"></dl>

                                        <menuitem id="hp01m"><menu id="hp01m"><video id="hp01m"></video></menu></menuitem><progress id="hp01m"></progress><em id="hp01m"></em>

                                        <dl id="hp01m"><ins id="hp01m"></ins></dl>

                                        <em id="hp01m"><span id="hp01m"></span></em><sup id="hp01m"></sup>
                                        <div id="hp01m"><tr id="hp01m"></tr></div>

                                        <div id="hp01m"><tr id="hp01m"></tr></div><div id="hp01m"></div>
                                        <dl id="hp01m"></dl>

                                            <progress id="hp01m"></progress>

                                              <div id="hp01m"><tr id="hp01m"><object id="hp01m"></object></tr></div>
                                              <sup id="hp01m"></sup>

                                                <dl id="hp01m"><menu id="hp01m"><thead id="hp01m"></thead></menu></dl>

                                                <em id="hp01m"><ins id="hp01m"><mark id="hp01m"></mark></ins></em><div id="hp01m"></div><delect id="hp01m"><menu id="hp01m"></menu></delect>
                                                <em id="hp01m"><tr id="hp01m"></tr></em>
                                                <div id="hp01m"></div><dl id="hp01m"></dl>
                                                <progress id="hp01m"></progress>

                                                <progress id="hp01m"><span id="hp01m"></span></progress>

                                                <progress id="hp01m"></progress>
                                                <sup id="hp01m"></sup>

                                                <dl id="hp01m"></dl>
                                                  <em id="hp01m"><ol id="hp01m"><mark id="hp01m"></mark></ol></em>

                                                        <dl id="hp01m"><menu id="hp01m"><small id="hp01m"></small></menu></dl>

                                                        <dl id="hp01m"><ins id="hp01m"><thead id="hp01m"></thead></ins></dl>

                                                          <dl id="hp01m"><menu id="hp01m"><mark id="hp01m"></mark></menu></dl>
                                                          <em id="hp01m"></em><div id="hp01m"><span id="hp01m"></span></div>

                                                          <em id="hp01m"><ins id="hp01m"><mark id="hp01m"></mark></ins></em>

                                                          <dl id="hp01m"><ins id="hp01m"><thead id="hp01m"></thead></ins></dl>

                                                          <sup id="hp01m"><ol id="hp01m"><small id="hp01m"></small></ol></sup><dl id="hp01m"><ins id="hp01m"><thead id="hp01m"></thead></ins></dl>

                                                          <dl id="hp01m"><ins id="hp01m"></ins></dl>

                                                            <em id="hp01m"><ins id="hp01m"><thead id="hp01m"></thead></ins></em>

                                                            <dl id="hp01m"></dl>

                                                            <progress id="hp01m"></progress>
                                                            <div id="hp01m"></div><dl id="hp01m"></dl>
                                                            <div id="hp01m"></div>

                                                              <dl id="hp01m"><ins id="hp01m"></ins></dl><dl id="hp01m"></dl>